Legal and Privacy

Legal & Privacy—VLM Group

Legal Disclosure

This website is operated by VLM Group. The content provided is for informational purposes only and does not constitute financial, legal, or tax advice.

VLM Group provides services to international clients. However, access to this site and the availability of services may be restricted in certain jurisdictions. It is your responsibility to ensure that any interaction with this website complies with applicable laws in your location.

Terms of Use

By using this website, you agree to the following terms:

• All content on this site is owned or licensed by VLM Group and is intended for personal, non-commercial use only

• Information is believed to be accurate at the time of publication, but may change without notice

• No content on this site should be interpreted as a guarantee of future performance or as a recommendation to act

• Third-party links are provided for convenience and do not imply endorsement or responsibility by VLM Group

Use of this website is at your own risk. VLM Group is not liable for any direct or indirect loss resulting from the use of this website or its content.

Privacy Commitment

VLM Group is committed to protecting your personal information in accordance with the Personal Information Protection Law (PIPL) of the People's Republic of China and the General Data Protection Regulation (GDPR) of the European Union.

What Data We Collect

We may collect the following types of personal data:

• Identification details (such as name, contact information, nationality)

• Financial and account-related information, where relevant to services

• Communication records submitted via email, forms, or telephone

• Site usage data (through cookies and analytics tools)

How and Why We Use Your Data

We process personal data for the following purposes:

• To respond to inquiries or service requests

• To administer accounts and verify identity

• To meet legal or regulatory obligations

• To improve the website experience and functionality

Under GDPR, the lawful bases for processing personal data include:

• Consent

• Contractual necessity

• Legal obligation

• Legitimate interest

Your Rights

Under PIPL and GDPR, you have the right to:

• Request access to your personal data

• Correct or update your information

• Request deletion or restrict processing

• Withdraw consent at any time

• Object to processing under certain conditions

• Request data portability (under GDPR)

To exercise any of these rights, please email us.

Data Retention and Cross-Border Transfer

We retain personal data only for as long as necessary to fulfil the purposes outlined above or to comply with applicable legal requirements. If data is transferred outside of China or the European Union, we take appropriate safeguards to protect your rights, such as contractual clauses or equivalent protections.

Children's Privacy

Our website and services are intended for use by individuals aged 18 and above. We don't knowingly collect personal data from anyone under the age of 18. If we become aware that such information has been collected, it will be deleted promptly.

Cookies and Tracking Technologies

This site may use cookies or similar technologies to enhance functionality and collect basic usage data. You can adjust your browser settings to refuse or disable cookies at any time.

Security Measures

We use reasonable administrative, technical, and physical safeguards to protect personal information against unauthorized access, misuse, or disclosure. While we make every effort to protect your data, no system can be guaranteed fully secure.

Governing Law and Dispute Resolution

These terms are governed by the laws of the People's Republic of China. Any disputes arising from the use of this website or related services will be subject to the exclusive jurisdiction of the courts of China.

Updates to This Policy

We reserve the right to update this Legal & Privacy page from time to time. Any changes will be posted on this page. Continued use of the site after such updates constitutes acceptance of the revised terms and conditions.

Contact Us

For questions related to legal matters, data privacy, or this policy, please do not hesitate to contact us.